A unique scheme wherein; the daily income earners can park their surplus funds.
This deposit scheme is suitable for the needs of one & all, viz. businessmen, professionals, wage earners, teachers, traders, housewives, etc. Under this scheme, you can save money with us regularly as per your convenience. So come, invest your money in tiny portions and see your investment grow from small to big. Start small with Daily Deposits starting Rs. 50 and get assured high returns up to 8.50% with us.
Daily Deposit
| Sr No. | Amount/Term | 575 Days @8.67% p.a. | 730 Days @8.72% p.a. | 1095 Days @9.00% p.a. |
|---|---|---|---|---|
| 1 | 100 | 58,254 | 80,006 | 1,25,847 |
| 2 | 200 | 1,16,507 | 1,60,012 | 2,51,694 |
| 3 | 300 | 1,74,761 | 2,40,017 | 3,77,541 |
| 4 | 400 | 2,33,015 | 3,20,023 | 5,03,088 |
| 5 | 500 | 2,91,268 | 4,00,029 | 6,29,235 |
| 6 | 1000 | 5,82,536 | 8,00,058 | 12,58,470 |
Terms & Conditions:
- It is mandatory to become a member in JOYDHAWAN GRAMIN NIDHI LIMITED & Complete the KYC Norms.
- Nomination facility is available for Recurring & Daily Deposit Schemes.
- Minimum amount of deposit for opening a R.D. with JOYDHAWAN GRAMIN NIDHI LIMITED is Rs. 500 only.
- Minimum amount of deposit for opening a D.D. with JOYDHAWAN GRAMIN NIDHI LIMITED is Rs. 50 only.
- Interest amount subject to TDS as per provisions of Sec 194A of the Income Tax Act 1961.
- Rate of Interest for Senior Citizens /| Women | Ex-Servicemen shall be 0.50% higher than normal prevailing interest rate on Recurring & Daily Deposit Schemes.
- Interest rates are subject to change at the sole discretion of the JOYDHAWAN GRAMIN NIDHI LIMITED .
- Company reserves the right to alter or add to these rules at any time without any notice.
- Loan facility is available against Recurring & Daily Deposit upto 90% of standing amount.
- For more details approach your nearest JOYDHAWAN GRAMIN NIDHI LIMITED 's branch.
Higher Interest Rates
Safe Investment
Goal-Oriented Savings
Loan / Overdraft Facility