• Regd. with Ministry of Corporate Affairs, Govt. of India  |  CIN:U65991RJ2019PLN067048

Welcome to
Joydhawan Gramin Nidhi
Limited

We provide a broad range of innovative financial solutions to our members at better interest rates. One of our top priorities is the financial development of our members.

Gold that helps in need,
is gold indeed.

Why pay higher interest rates for a loan when you have the power of gold. Get a loan in few minutes over the counter with easy documentation & transparent charges at Ananya Vikash Nidhi Limited.

Invest in Recurring Deposit
For your child’s future

Every parent wants their child's future to be financially secure. With fixed returns on your RD, you can secure your child’s future easily. Start now for a better tomorrow of your child.

About Swamini Maa Ganga Nidhi

About JOYDHAWAN GRAMIN NIDHI LIMITED

JOYDHAWAN GRAMIN NIDHI LIMITED is a Nidhi company incorporated under the Companies Act 2013 & regulated by Ministry of Corporate Affairs, Government of India. The main objective of company is to cultivate the habit of thrift and savings among its members & receiving deposits from, and lending to, members only, for their mutual benefit.

  • Higher Returns on Deposits
  • Quick & Affordable Finance
  • Doorstep Services Available
  • Quick & Pro-Active Support
Why JOYDHAWAN GRAMIN NIDHI LIMITED

The Numbers Say It All !

330

Happy Members

240

Active Accounts

180

Loans Disbursed

What We Offer

Financial Services For Our Members

JOYDHAWAN GRAMIN NIDHI LIMITED promoting thrift, offering better returns on deposits & savings,
providing credit at reasonable rates, and providing other financial services to its members.

JOYDHAWAN GRAMIN NIDHI LIMITED  Fixed Deposit

Fixed Deposit

Fixed Deposit can help you to fulfill dream of a financially secure future for yourself & your family.

JOYDHAWAN GRAMIN NIDHI LIMITED  Recurring Deposit

Recurring Deposit

Our members can choose a fixed monthly amount to save and earn higher returns on their deposit.

JOYDHAWAN GRAMIN NIDHI LIMITED  Daily Deposit

Daily Deposit

Start investing your money in tiny portions and see your investment grow from small to big.

JOYDHAWAN GRAMIN NIDHI LIMITED  Monthly Income Plan

Monthly Income Scheme

Suitable for investors who want to earn a regular fixed income at a certain interest rate every month.

JOYDHAWAN GRAMIN NIDHI LIMITED  Savings Account

Savings Account

Save your hard-earned money with SMG Nidhi's Savings Account and earn interest on your savings.

JOYDHAWAN GRAMIN NIDHI LIMITED  Gold Loan

Gold Loan

Apply for a gold loan & get the available credit disbursed in your account in just a few minutes.

JOYDHAWAN GRAMIN NIDHI LIMITED  Loan Against Deposit

Loan Against Deposit

Apply for a loan against deposit for the best solution to your urgent financial needs at anytime.

JOYDHAWAN GRAMIN NIDHI LIMITED  Loan Against Property

Loan Against Property

Apply for a loan against property to fulfil your financial needs by mortgaging your property.

JOYDHAWAN GRAMIN NIDHI LIMITED  Loan Against Policy

Loan Against Policy

Apply for a loan against policy for raising cash to meet emergency or planned financial needs.

Interested in discussing? Let's Talk!