Savings Account || JOYDHAWAN GRAMIN NIDHI LIMITED

Savings Account

Earn interest on your savings, open a Savings Account today & Start Savings.
Saving money habit will improve the quality of life and will help you to feel better and to sleep better. One will be happier knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams.
JOYDHAWAN GRAMIN NIDHI LIMITED has introduced uniquely designed “Savings Account” to inbuilt the habit of saving among its members. We offer higher interest rate on Savings Account on daily balances than others. Savings Account with us is always safe, reliable and growth bound.
We are offering Savings Account to our members with following attractive features:

Earn up to 5.50% p.a. from your Savings Account with us.
No Min. AMB (Average Monthly Balance) Required, No Annual Fees for Maintenance.
Minimum amount of deposit for opening a Savings Account with us is Rs. 500 only.
Passbook and Monthly Account Statements will be provided.
Nomination facility is available for Savings Account.
The money can be withdrawn and deposited by using Withdrawal/Deposit slip in the concerned branch(es).
To enable the depositor(s) to earn high rate of Interest below are the slabs for Interest Rates provided:

Sr No.	Average Monthly Balance Maintained	Annual Interest Rate Applicable
1	Less than Rs. 10,000/-	4% p.a.
2	Rs. 10,000/- and above	6% p.a.

Terms & Conditions:

It is mandatory to become a member in JOYDHAWAN GRAMIN NIDHI LIMITED to open a Savings Account.
It is Mandatory to complete the KYC Norms.
Savings Account is of continuing nature. There is no maximum period.
Loan will not be provided against the balance kept in Savings Account.
Interest is calculated on a daily basis on the daily closing balance in the Savings Account.
Rate of Interest for Senior Citizens / Women | Ex-Servicemen shall be 0.50% higher than normal prevailing interest rate on Savings Account.
Interest rates are subject to change at the sole discretion of the JOYDHAWAN GRAMIN NIDHI LIMITED .
Company reserves the right to alter or add to these rules at any time without any notice.
For more details approach your nearest JOYDHAWAN GRAMIN NIDHI LIMITED 's branch.