• Regd. with Ministry of Corporate Affairs, Govt. of India  |  CIN:U65991RJ2019PLN067048

Loan Against Deposit

Loan Against Deposit

Walk in with Gold, Walk out with Money.

Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it. JOYDHAWAN GRAMIN NIDHI LIMITED has designed a scheme to provide liquidity against gold and gold Jewellery without having to sell them.Let your gold help you bring the golden period in life…


FEATURES & BENEFITS:

1.Avail Loan upto Rs.2,00,000 & upto 75% of value.

2.Hassle-free quick processing of loans.

3.Minimum documentation and quick disbursal.

4.Simplified Paperwork.

5.Easy Payment options.


TERM & CONDITIONS:

1. The rate of interest will be @20%.

2. Avail loan amount ranging from Rs. 5000 to Rs. 2,00,000.

3. The valuation of the gold ornaments will be done by JOYDHAWAN GRAMIN NIDHI LIMITED through authorized value, and the cost of valuation will be borne by borrower.

4. Two colored photographs of gold ornaments are required.

5. Two colored photographs of borrower and his/her ID proof are required.


A basic HTML table
SR.NO. SCHEME NAME ROI LTV PAYMENT MODE PERIOD LOAN AMOUNT
4 DEPOSIT ANGEST LOAN NIL 70% OF DEPOSIT VALUE NON-EMI 12 MONTHS 2,00,000 MAX

Lower Interest Rates

Minimal Paper Work

Quick Processing

Flexible Repayments