• Regd. with Ministry of Corporate Affairs, Govt. of India  |  CIN:U65991RJ2019PLN067048

Current Account

Current Account

Earn interest on your Current, open a Current Account today & Start Current.
The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at JOYDHAWAN GRAMIN NIDHI LIMITED and transform the way you manage your money. Our Current Account accommodates exclusive benefits and competitive rates to help you to grow your fund. Start earning up to 5.50%* p.a. on your money instantly with us.

Sr No. Plan Name Min. balance Max. balance ROI(%) Service charge pre closure Penlty bal not maintain SMS charged Transfer and UPI QR facility
1 SALARY ACCOUNT 0.00 100000.00 7.00 100 0 YES YES
2 CURRENT PLUS ACCOUNT 100.00 200000.00 12.00 100 10 YES YES
3 SUBH_LABH C/A ACCOUNT 100.00 20000.00 4.50 100 10 YES YES
Terms & Conditions:
  •   Minimum balance Rs. 500 and interest rate 6.00% with effect from 01.02.2022.
  •   A person legally empowered to operate a minor’s account can file a nomination on behalf of the minor.
  •   Applicants can make a nomination by filling up the prescribed form.
  •   The nomination details can be changed during the subsistence of the account relationship by filling up the form prescribed.
  •   The account can be opened only for an individual, no joint account facility is available.
  •   Minor Account open Currents Account.
  •   Nomination compulsory, in case the nominee is minor, appointee required with KYC.
  •   Up to Rs. 20000 cash will be accepted above that cheque or online is compulsory.
  •   Cash deposit above Rs. 49,999 PAN Card is compulsory.
  •   Different SB account if Possible Some Similar and Some change rule.
  •   Duplicate passbook will be charged Rs.100/-.
  •   No hidden charges in this scheme.
  •   No transaction charges.
  •   No credit and debit charges.
  •   No service charges in doorstep banking.

  •   Please produce the original documents for verification and a photocopy of each document.
  •   Mandatory to provide permanent address and telephone number.
  •   Please avail of the nomination facility.
  •   Mandatory to complete the KYC Norms.
  •   New customer Rs. 100/- for membership and Registration 25/- Only First Time no Applicable Exiting Member.

Higher Interest Rates

Passbook / Statements

SMS / Email Alerts

Nomination Facility