Financial freedom comes from making the right choices while investing.
This scheme features interest payable at the contracted rate every month, on the fixed deposit which is accepted for any period from 1 year to 5 years. Suitable for investors who want to earn a regular fixed income with guaranteed returns at a certain rate of interest every month. If you're looking to get monthly income, you can choose the option to get payouts on a monthly basis.
Monthly Income Plan
| Sr No. | Amount/Term | 1 Yr. @8.5% p.a. | 2 Yr. @9.5% p.a. | 3 Yr. @10.5% p.a. | 4 Yr. @11.5% p.a. | 5 Yr. @12.5% p.a. |
|---|---|---|---|---|---|---|
| 1 | 25,000 | 177 | 198 | 219 | 240 | 260 |
| 2 | 50,000 | 354 | 396 | 438 | 479 | 521 |
| 3 | 1,00,000 | 708 | 792 | 875 | 958 | 1,042 |
| 4 | 2,50,000 | 1,771 | 1,979 | 2,188 | 2,396 | 2,604 |
| 5 | 5,00,000 | 3,542 | 3,958 | 4,375 | 4,792 | 5,208 |
| 6 | 10,00,000 | 7,083 | 7,917 | 8,750 | 9,583 | 10,417 |
| 7 | 25,00,000 | 17,708 | 19,792 | 21,875 | 23,958 | 26,042 |
| 8 | 50,00,000 | 35,417 | 39,583 | 43,750 | 47,917 | 52,083 |
Terms & Conditions:
- It is mandatory to become a member in JOYDHAWAN GRAMIN NIDHI LIMITED & Complete the KYC Norms.
- Nomination facility is available for Fixed Deposit Scheme & Monthly Income Scheme.
- Minimum amount of deposit for opening a F.D. with JOYDHAWAN GRAMIN NIDHI LIMITED is Rs. 5,000 only.
- Minimum amount of deposit for opening a M.L.S. with JOYDHAWAN GRAMIN NIDHI LIMITED is Rs. 25,000 only.
- Interest amount subject to TDS as per provisions of Sec 194A of the Income Tax Act 1961.
- Rate of Interest for Senior Citizens /| Women | Ex-Servicemen shall be 0.50% higher than normal prevailing interest rate on Fixed Deposit Scheme.
- Interest rates are subject to change at the sole discretion of the JOYDHAWAN GRAMIN NIDHI LIMITED .
- Company reserves the right to alter or add to these rules at any time without any notice.
- Loan facility is available against Fixed Deposit & M.LS. upto 90% of deposit amount.
- For more details approach your nearest JOYDHAWAN GRAMIN NIDHI LIMITED 's branch.
Higher Interest Rates
Safe Investment
Fixed Monthly Income
Loan / Overdraft Facility