• Regd. with Ministry of Corporate Affairs, Govt. of India  |  CIN:U65991RJ2019PLN067048

Gold Loan

Loan Against Policy

Insurance Policy can help you raise funds when you need it.
JOYDHAWAN GRAMIN NIDHI LIMITED offers easy Loan Against Insurance Policy, so you can get funds for financial emergencies, by pledging your insurance policy as a collateral.This ensures that you keep yourmergencies, while also raising funds for immediate use.
You can get a loan against insurance policy up to 80% of the surrender value of the policy you pledge. It should also be noted that a loan on insurance policy should be liquidated within the maturity date of insurance policy being pledged or one year whichever is earlier.
This type of loan can be used to raise cash to meet emergency or planned financial requirements, such as business expansion, education, medical emergencies, agricultural expenses, etc.
JOYDHAWAN GRAMIN NIDHI LIMITED offers loans at attractive interest rates with higher loan eligibility and lower EMI. For further details on the product please call us on our helpdesk no.: +91 7678242799 or visit our office.

Lower Interest Rates

Minimal Paper Work

Quick Processing

Flexible Repayments