It's time to give your money a chance to grow. Invest in Fixed Deposit.
The best investments are those that provide sufficient returns while ensuring safety. Our Fixed Deposit Scheme lets you invest your money with the certainty of a fixed interest rate & a choice of terms. Anyone looking for a low-risk investment with a predefined investment goal, our fixed rate deposit will guarantee a higher return on your money when compared to your traditional savings or transaction account.
Fixed Deposit
| Sr No. | Amount/Term | 1 Yr. ---- | 2 Yr. @9.00% p.a. | 3 Yr. @10.00% p.a. | 4 Yr. ---- | 5 Yr. ---- |
|---|---|---|---|---|---|---|
| 1 | 5,000 | ----- | 5,974.00 | 6,724.00 | ----- | ------ |
| 2 | 10,000 | ----- | 11,948.00 | 13,448.00 | ----- | ------ |
| 3 | 25,000 | ----- | 29,870.00 | 33,622.00 | ------ | ----- |
| 4 | 50,000 | ----- | 59,741.00 | 67,244.00 | ----- | ------ |
| 5 | 1,00,000 | ----- | 1,19,483.00 | 1,34,488.00 | ----- | ----- |
Terms & Conditions:
- It is mandatory to become a member in JOYDHAWAN GRAMIN NIDHI LIMITED & Complete the KYC Norms.
- Nomination facility is available for Fixed Deposit Scheme & Monthly Income Scheme.
- Minimum amount of deposit for opening a F.D. with JOYDHAWAN GRAMIN NIDHI LIMITED is Rs. 5,000 only.
- Minimum amount of deposit for opening a M.L.S. with JOYDHAWAN GRAMIN NIDHI LIMITED is Rs. 25,000 only.
- Interest amount subject to TDS as per provisions of Sec 194A of the Income Tax Act 1961.
- Rate of Interest for Senior Citizens /| Women | Ex-Servicemen shall be 0.50% higher than normal prevailing interest rate on Fixed Deposit Scheme.
- Interest rates are subject to change at the sole discretion of the JOYDHAWAN GRAMIN NIDHI LIMITED .
- Company reserves the right to alter or add to these rules at any time without any notice.
- Loan facility is available against Fixed Deposit & M.LS. upto 90% of deposit amount.
- For more details approach your nearest JOYDHAWAN GRAMIN NIDHI LIMITED 's branch.
Higher Interest Rates
Safe Investment
Flexible Tenure
Loan / Overdraft Facility